One of the most important considerations when hiring a contractor is the type and quality of the insurance they carry.
With today's rising costs, minimum coverage insurance policies offer you and your contractor very little protection. Second Generation Roofing is proud of the fact that we carry both liability and worker's compensation insurance policies of one million dollars each. Please keep this in mind when comparing estimates.
Beware of contractors who are not willing to produce proof of both liability and workers compensation coverage.
A contractor may have the "state mandated" policies in place, but the state does not require a contractor to carry liability insurance. The state only requires a small bond, which is used to cover suppliers first, and a minimal workers compensation policy.
PROTECT YOURSELF... Insist on liability insurance from ANY licensed contractor who provides you with a bid.